The best adjuster license to have is generally considered the Texas all lines adjuster license because Texas license has broad reciprocity and is recognized by many other states for obtaining reciprocal licenses without additional exam. It allows you to adjust most lines including property, casualty, auto, and workers compensation. Florida all lines is also highly valued because Florida is large market and has many CAT opportunities, but Texas is often preferred for initial licensing due to its reciprocity. For independent adjusters who want to work catastrophes nationwide, having Texas license plus ability to get reciprocal licenses in 20 to 30 states quickly is ideal. Additionally, having New York and California licenses can be valuable because those states do not offer reciprocity and require their own exams, so holding them makes you more marketable. For staff adjusters working for one carrier, your home state license may be sufficient. For maximizing work opportunities, many experienced adjusters hold Texas license as base plus adjuster licenses in Florida, New York, and California plus multiple reciprocal states.
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