How much a claims adjuster makes per claim depends on employment type and claim complexity. Staff adjusters employed by insurance company do not get paid per claim but receive salary, typically 45,000 to 75,000 dollars annually for entry to mid level, so per claim calculation is not direct. Independent adjusters working catastrophe claims are paid on fee schedule, typically 400 to 800 dollars per closed claim for standard residential property claims, with larger commercial claims paying 1,000 to 3,000 or more per claim depending on size and complexity. Some independent firms pay percentage of claim value, often 3 to 5 percent for small claims capped at certain amount. For example, daily claim fee might be 60 percent of carrier fee, so if carrier pays firm 800 dollars, adjuster might get 480 dollars. During heavy CAT season, experienced adjusters closing 3 to 5 claims per day can earn 1,500 to 3,000 dollars per day. Public adjusters earn 10 to 20 percent of final settlement, so per claim earnings vary widely based on loss size.
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