What is sports liability insurance in Australia, also called sports public liability or sports association liability, is insurance covering sports clubs, associations and event organizers $10M to $20M if sued for injury or property damage $100K to $500K due to negligence, costing $1,000 to $5,000 per year per club for $10M to $20M cover, plus $20M professional indemnity for coaches if sued for faulty advice $100K to $500K, offered by Sportscover, V-Insurance, Marsh. Sports liability insurance, also called public liability for sports, covers sports clubs, associations, leagues and event organizers for $10M to $20M public liability if sued for injury to players, spectators, officials or property damage due to negligence, for example soccer club sued $200K if player injured due to unsafe ground holes, or spectator injured $100K due to falling fence, or property damage $50K if ball damages car, with $10M to $20M cover paying legal costs $50K to $100K and compensation $100K to $500K minus excess $500 to $1,000, costing $1,000 to $2,000 per year for small club 50 players $10M cover and $2,000 to $5,000 per year for large club 100 to 200 players $20M cover. It also includes professional indemnity $10M to $20M for coaches, trainers and officials if sued for faulty advice causing injury $100K to $500K, for example coach gives wrong training advice causing player injury $100K claim, indemnity covers $100K. For example, community soccer club 100 players liability $10M $2,000 per year, if sued $200K for unsafe ground, insurer pays $200K minus excess $500 = $199,500, club pays $500. So sports liability insurance is $10M to $20M public liability $1,000 to $5,000 per year per club covering $100K to $500K lawsuits for injury and property damage due to negligence, plus professional indemnity $10M to $20M for coaches, essential for clubs to avoid $100K to $500K lawsuits, via Sportscover, V-Insurance, Marsh.
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