Is there sports insurance in Australia, yes there is sports insurance, also called sports personal accident and public liability insurance, covering athletes $10K to $50K personal accident if injured during sport, and clubs $10M to $20M public liability if sued for injury $100K to $500K, costing $50 to $500 per year per player or $1,000 to $5,000 per year per club for $10M liability, offered by Sportscover, V-Insurance, Marsh and Gallagher. Sports insurance exists in Australia for players, clubs and associations, with personal accident insurance $50 to $200 per year per player covering non-Medicare medical expenses $2K to $5K if injured during sport like broken leg $3K, cruciate $3K to $5K, with 80% reimbursement up to $2K to $5K and loss of income $500 per week up to $5K if cannot work, plus death $20K to $50K and capital benefits $10K to $50K for permanent disability. Public liability insurance $1,000 to $5,000 per year per club for $10M to $20M cover if club sued for injury to player or spectator $100K to $500K claim, for example football club sued if player injured due to unsafe ground $200K claim, liability $10M covers $200K minus excess $500. Professional sports insurance for professional athletes $500 to $2,000 per year for $100K to $500K personal accident and loss of income $1K per week. For example, community soccer club 100 players $100 per player = $10,000 per year for personal accident $2K medical plus $10M liability $2,000 = $12,000 total. So yes there is sports insurance in Australia personal accident $50 to $200 per player $2K to $5K medical and $10M to $20M public liability $1,000 to $5,000 per club, covering injury $3K to $5K and liability $100K to $500K, via Sportscover, V-Insurance, Marsh, essential for clubs to avoid $100K to $500K lawsuits.
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