How much sports insurance costs in Australia is $50 to $200 per year per player for personal accident $2K to $5K non-Medicare medical cover and $10M to $20M public liability $1,000 to $5,000 per year per club for $10M to $20M liability, with professional athlete $500 to $2,000 per year for $100K to $500K personal accident and loss of income $1K per week, total $1,000 to $10,000 per year for community club 50 to 100 players. Sports insurance personal accident costs $50 to $100 per year per player for basic cover $2K non-Medicare medical expenses 80% reimbursement for injuries like broken leg $3K pays $2K, plus $20K death and $10K capital benefits for permanent disability, with $100 to $200 per year per player for higher cover $5K medical and $500 per week loss of income up to $5K and $50K death. Public liability for club $1,000 to $2,000 per year for small club 50 players $10M cover, $2,000 to $5,000 per year for large club 100 to 200 players $20M cover, covering $100K to $500K claims if sued for injury due to unsafe ground or equipment. For example, community soccer club 100 players personal accident $100 per player = $10,000 plus liability $2,000 for $10M = $12,000 per year total $120 per player. Professional athlete personal accident $500 to $2,000 per year for $100K to $500K cover including loss of income $1K per week for 52 weeks = $52K if cannot play due to injury. So sports insurance costs $50 to $200 per year per player for personal accident $2K to $5K medical, $1,000 to $5,000 per year per club for $10M to $20M liability, and $500 to $2,000 per year for professional athlete $100K to $500K cover, total $1,000 to $10,000 per year for community club 50 to 100 players.
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