Canada's publicly funded universal healthcare framework (Medicare) covers medically necessary hospital and physician services, but it explicitly excludes several categories of healthcare. Services not covered by public plans include outpatient prescription drugs, dental care, eye examinations and prescription eyeglasses, elective cosmetic surgeries, chiropractic treatments, physiotherapy, and private or semi-private hospital room upgrades. Canadians frequently rely on employer-sponsored private benefit packages, individual supplemental insurance policies, or out-of-pocket payments to cover these common medical expenses.
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