What falls under specialty insurance?
Specialty insurance encompasses coverage for unique, high-risk, or unconventional exposures that are typically excluded from standard commercial or personal property and casualty insurance policies. This specialized category includes marine and aviation insurance, fine art and collectible coverage, cyber liability insurance, directors and officers liability, event cancellation policies, agricultural crop insurance, and surplus lines coverage for high-value properties or complex commercial risks that require customized underwriting solutions tailored by specialized insurance syndicates.
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