What does specialty insurance cover?
Specialty insurance provides tailored coverage for unique, high-value, or unconventional risks that standard commercial or personal insurance policies exclude or decline to cover. This specialized category encompasses a wide array of protection products, including marine and aviation hull coverage, directors and officers liability, cyber insurance against digital data breaches, entertainment production insurance, fine art and museum floaters, agricultural crop insurance, and surplus lines coverage for high-risk commercial enterprises. By addressing complex exposures, specialty insurance ensures financial protection for unique assets.
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ProSight Specialty Insurance was a prominent commercial property and casualty insurance enterprise that specialized in writing custom, niche-market coverage for complex industry sectors such as entertainment, transportation, construction, and municip...
Specialty life insurance is a completely legitimate segment of the broader insurance industry, designed to provide coverage for unique risks, high-net-worth estate planning needs, or individuals with complex health histories who may not qualify for s...