What does Lemonade not cover?
Lemonade insurance policies, like standard industry contracts, contain specific exclusions depending on the type of coverage selected. For renters and homeowners insurance, Lemonade typically does not cover damages caused by earthquakes, floods, wear and tear, nuclear hazards, intentional acts, or damage from certain pests like termites and rodents. Additionally, high-value items such as expensive jewelry, fine art, or specialized electronics may have strict payout caps unless specific extra rider endorsements are added to the policy.
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