Traditional banks are conventional financial institutions that operate physical branch networks and offer standard face-to-face consumer and commercial banking services. Common examples include major legacy financial institutions such as JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, HSBC, and thousands of localized community banks and regional credit cooperatives. These institutions provide conventional checking and savings deposit accounts, physical teller services, safe deposit box rentals, residential mortgages, commercial business loans, and personal credit lines, distinguishing themselves from digital-only neobanks through their extensive brick-and-mortar presence.