Is OneUnited Bank a real bank?
OneUnited Bank operates as a completely legitimate, fully chartered commercial depository institution and holds the distinction of being the largest Black-owned bank in the United States. It is regulated by federal and state banking authorities, and customer deposit accounts are fully protected by the Federal Deposit Insurance Corporation up to the statutory maximum limits. Headquartered in Boston with physical branches in major metropolitan markets, it provides full-service consumer and commercial banking products tailored heavily toward urban communities.
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OneUnited Bank is structured as a state-chartered trust company and commercial banking institution that holds the distinction of being the largest African-American-owned and managed bank in the United States, with its headquarters located in Boston, ...
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