Can I mobile deposit a $20,000 check?
A $25,000 check is significantly above the standard mobile deposit limits for almost all consumer banking accounts. If you try to process this through an app, you will likely be unsuccessful. The risk of processing a check of this size through a mobile camera is simply too high for the bank, and their security algorithms will likely flag or reject it automatically. To handle a check for $25,000, you should proceed to your local bank branch during business hours. In-person deposits allow you to have a secure conversation with a bank officer if questions arise, and they can provide you with a detailed breakdown of how long the funds will be held before they are fully available in your account. Always carry a valid, government-issued photo ID when making large deposits in person, as the teller will be required to verify your identity.
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