Is a 10% tip insulting?

Is a 10% tip insulting depends on context, industry, and location, as tipping customs vary, but in US 10% tip is generally considered low for many service industries where 15 to 20 percent is standard, though not necessarily insulting if service was poor. For restaurants in US, standard tip is 18 to 20 percent, so 10% would be considered low and may be perceived as insulting or indicating dissatisfaction with service, unless service was bad. For food delivery, 10% may be low, 15 to 20% expected. For handymen, tipping is not expected at all, as they charge hourly rate that includes profit, so 10% tip would not be insulting, it would be appreciated as extra, as most people do not tip handymen. For hairdressers, 15 to 20% standard, 10% low. For movers, 10% may be okay if small job. The perception of insult depends on effort, for hard job in extreme conditions, 10% might seem low. If you cannot afford larger tip, 10% is better than nothing, and you can supplement with positive review, referral, or refreshments. In some countries, tipping not expected at all, so 10% generous. So 10% is not inherently insulting, but for industries where 20% standard, it may be seen as low, so consider context and service quality, and if you tip 10% due to poor service, provide feedback.