Being a named driver on someone else's car insurance policy typically grants you permission to drive that specific insured vehicle, but it rarely extends "driving other cars" (DOC) privileges to external vehicles. Standard insurance underwriting rules dictate that the "drive other cars" extension—which allows you to drive third-party vehicles with third-party liability—is almost exclusively reserved for the primary policyholder named on the main contract. Named secondary drivers must verify their specific certificate schedule before operating any vehicle outside their designated policy.
1 votes
Marked as accepted