To determine whether your car insurance policy covers you to drive other vehicles, you must carefully review your certificate of insurance, policy schedule, and wording booklet for a specific clause commonly labeled "Driving Other Cars" or "Use of Other Vehicles." This clause explicitly states whether the policyholder has third-party liability protection when operating a vehicle they do not own. If this wording is absent or restricted exclusively to the named policyholder, you lack coverage and must not drive another person's car without separate arrangements.
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