How much is Sea worth?
Personal loan interest rates in India as of July 2026 generally start from 9.99% per annum. However, actual rates offered by lenders vary significantly based on factors such as your CIBIL score, monthly income, employment type, and existing relationship with the bank. While top-tier banks may offer rates as low as 9.99%-11%, NBFCs and digital lenders often charge higher rates ranging from 11% up to 35% depending on the applicant's credit profile and the urgency of the loan requirement.
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