How much is homeowners insurance on a $1,000,000 house?
Homeowners insurance for a $400,000 house in Florida averages approximately $17,639 per year (or roughly $1,470 per month), making it one of the most expensive states in the country for property coverage. High risks associated with frequent hurricane landfalls, tropical storms, wind damage claims, and localized flooding drive up premiums far above the national average.
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