How long does it take for New York Life to pay you?
Optum Bank deposit availability varies by the transfer mechanism utilized. Electronic direct deposits and wire transfers are generally credited and made available on the exact business day the funds arrive. Conversely, standard electronic ACH transfers from external financial institutions or mobile check deposits can experience temporary processing holds lasting from 2 to 5 business days to clear verification checks and comply with federal banking availability regulations before the funds are fully usable.
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