Can I get life insurance for my elderly parents who are over 70?

Written by Admin | Last Updated: July 2026

Yes, you can obtain life insurance if you have lupus, but the application process will be more rigorous. Insurance companies will carefully review your medical history, including the severity of your condition, the types of symptoms you experience, and how well the disease is managed. Because lupus is a chronic condition, you should expect higher premiums compared to individuals without the diagnosis. Providing comprehensive medical records and demonstrating that you are following a consistent treatment plan can help underwriters better assess your risk and provide a quote.

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