At what age is whole life insurance worth it?
Recent scientific studies, published in journals such as Science, suggest that a human's metabolism is highest during infancy. From birth until the age of one, metabolic rates are at their peak, often as much as 50% higher than those of adults relative to body size. After this initial growth spurt, the metabolism gradually declines through childhood and adolescence. Contrary to the common belief that metabolism crashes mid-life, research shows that metabolic rates remain relatively stable between the ages of 20 and 60. A genuine, gradual decline in basal metabolic rate typically does not begin until after age 60, after which it tends to decrease by about 0.7% annually for the remainder of one's life.
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