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Identifying a scammer over text involves looking for specific red flags that indicate a fraudulent attempt to compromise your security. Scammers often use unsolicited messages, sometimes appearing as a "wrong number" text, to initiate a conversation that eventually leads to a request for personal information or an investment scheme. Be highly suspicious if you receive a text with an unexpected link, particularly if it claims to be from a financial institution or a delivery service like UPS or Amazon. Never click these links, as they are often phishing attempts designed to harvest your login credentials. Another sign of a scam is a text that creates a high-pressure situation, such as claiming your bank account has been compromised or that you have won a prize that requires payment to claim. If the message uses poor grammar, vague corporate speak, or a generic greeting like "Dear Customer," it is almost certainly a scam. Legitimate organizations will generally not text you with these types of urgent, link-heavy demands. If you suspect you are being texted by a scammer, do not reply, as this confirms your phone number is active and may lead to more spam. Instead, delete the message immediately and block the sender.
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