Standard Canadian auto insurance policies generally provide temporary coverage when you drive your vehicle into the United States for short-term travel like vacations or business trips, automatically extending your underlying third-party liability and physical damage protections. However, your coverage remains strictly limited by the terms, caps, and conditions defined in your domestic Canadian contract. Before driving south of the border, it is strongly recommended to contact your insurance broker to request a U.S. Non-Resident Inter-Insurance Card as proof of financial responsibility.
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