Yes, you can still purchase third-party fire and theft insurance from many insurance providers, though its availability and popularity vary depending on regional markets and individual insurer portfolios. This intermediate coverage level sits directly between basic mandatory third-party liability and fully comprehensive insurance. It is frequently selected by owners of older vehicles, vintage cars, or secondary commuter vehicles who want protection against unexpected vehicle fires, structural theft losses, and third-party liabilities, while intentionally avoiding the higher premium costs associated with full collision coverage for cars with low market values.
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