Does HAE stock pay dividends?
Hagerty’s standard collector car insurance is designed to provide coverage for vehicle loss or damage resulting from accidents, fire, theft, or natural disasters, but it does not typically cover mechanical breakdowns or engine failures due to normal wear and tear. Their policies operate similarly to standard auto insurance in that they protect the owner from risks related to external accidents or incidents rather than acting as an extended mechanical warranty. If an engine failure is caused by an accident—for example, if a crash causes structural damage that leads to engine breakdown—that would likely be covered. However, standard internal mechanical issues or failure caused by maintenance neglect are not covered under their standard policy, and owners looking for mechanical protection should instead seek a specialized vehicle service contract.
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