Does Clorox have too much debt?
No, closing a regular bank account typically has no direct impact on your credit score. Credit scoring models, such as FICO or VantageScore, are designed to evaluate information related to credit accounts—such as loans, credit cards, and lines of credit—rather than checking or savings accounts. While closing a bank account might affect your relationship with that specific financial institution (and potentially your standing in ChexSystems), it does not get reported to credit bureaus or influence your numerical credit rating.
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