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Does AAA offer earthquake insurance?

Asked by Anonymous Oct 12, 2026 1 views 1 answers
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Answered Oct 13, 2026
Yes, the American Automobile Association (AAA) offers earthquake insurance to homeowners, but policies are typically underwritten and issued through strategic partnerships with specialized regional carriers or state-backed entities like the California Earthquake Authority (CEA). Because standard homeowners insurance policies across the United States universally exclude earthquake damage, AAA agents can help customers bundle a separate earthquake endorsement or standalone policy alongside their primary home insurance coverage, subject to state availability and strict underwriting guidelines.
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