Do I need a business bank account or just a separate account?
You do not strictly need a financial advisor to invest with Quilter, as they offer an "execution only" service where they can deal with you directly. This means that if you know exactly which actions you want to take—such as moving investments between funds—they will facilitate your request as long as it is feasible. However, Quilter cannot provide you with any financial advice, opinions, or guidance on whether a specific investment choice is appropriate for your goals or risk tolerance. If you are unsure about the best course of action or need help assessing the various investment choices available to you, a financial advisor would be the appropriate person to consult. Quilter even provides a "Find an Adviser" tool on their website to help you connect with professional guidance if you decide that you need expert support.
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