Can someone who isn't a student live in a student house?
Individuals with pacemakers can successfully qualify for life insurance, though the approval process and premium rates depend heavily on underlying health conditions. Insurance underwriters evaluate applicants based on the primary medical reason for the pacemaker insertion, such as an irregular heartbeat, heart block, or previous cardiac event, rather than the device itself. If the heart condition is fully stable, well-managed, and accompanied by regular check-ups with a cardiologist, many applicants receive standard or slightly rated coverage. However, if the pacemaker was implanted recently or correlates with severe cardiovascular disease, underwriters may apply higher premium rates or require specialized graded-benefit or guaranteed-issue policies to mitigate risk.
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