Can I drive my classic car daily with Hagerty?
Having a "fully comprehensive" insurance policy on your own vehicle does not automatically grant you the legal right to drive any other car. In the past, many UK policies included a "Driving Other Cars" (DOC) extension as standard, but this is increasingly rare in modern insurance contracts. You must specifically check your current policy wording to see if it includes the "Driving Other Cars" clause. If it does, you may be covered to drive another vehicle, but this is typically restricted to "Third Party Only" coverage, meaning you would not be covered for damage to the car you are driving. If your policy does not explicitly include this clause, you are not covered, and driving someone else's car without a specific policy covering you for that vehicle is an illegal act that can result in significant fines, points on your license, or vehicle seizure. Always verify your coverage details in your certificate of insurance before taking the wheel.
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