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Can foreign drivers get temporary car insurance in the UK?

Asked by Anonymous Oct 12, 2026 0 views 1 answers
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Administrator Accepted
Answered Oct 13, 2026
Can foreign drivers get temporary car insurance in the UK is yes, and the UK has a well-developed market for short-term and temporary car insurance that Australia does not have to the same extent. In the UK, foreign drivers including Australians visiting the UK can get temporary car insurance for 1 day to 28 days or even up to 3 months for a borrowed car, hire car or their own imported car. Providers like Tempcover, Dayinsure, GoShorty, Aviva and Admiral offer temporary fully comprehensive cover for foreign licence holders with an international driving permit. To get it, you need to have a valid overseas licence, be over 21 or 25, have a UK address for the car, and the car must be UK registered with MOT and tax. Cost is around £20 to £50 per day depending on car value and driver age, with 7 days costing £100 to £250. If you are bringing your Australian car to the UK, you can get temporary import insurance. If you are renting a car in the UK, rental companies include basic insurance but with high excess, and you can buy temporary excess reduction insurance. For Australians moving to the UK long-term, you can drive on your Australian licence for up to 12 months, then you must get a UK licence. Some UK insurers like Admiral and Direct Line accept foreign no-claim bonus from Australia if you provide a letter from your Australian insurer. This temporary insurance is useful for Australians borrowing a friend's car in the UK, as UK comprehensive does not automatically include Driving Other Cars for foreign drivers since 2020.
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