Can a foreigner open a bank account in Austria?
Yes, a foreigner can open a bank account in Denmark, but the ease of the process is highly dependent on having a "CPR number" (the Danish civil registration number). Without a CPR number, which is tied to legal residency, opening a standard retail bank account at traditional institutions like Danske Bank or Nordea is extremely difficult, if not impossible. If you are a resident, you can open an account after you have received your CPR number and NemID/MitID (the digital identification system). For foreigners without a CPR number who are staying temporarily, digital-only banks or neobanks that operate within the EU, such as Revolut or Lunar, are often the most practical alternatives. These platforms can sometimes provide IBAN accounts with less documentation than traditional banks, although they may not offer the full suite of financial services that a major Danish bank provides for local residents.
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