Can a 75 year old Rent-A-Car in the US?
No, your physical bank address has absolutely no impact on your credit score. Credit scoring models, such as FICO or VantageScore, calculate your score based on factors within your credit report, which includes your payment history, the total amount of debt you owe, the length of your credit history, the types of credit you have in use, and your recent credit inquiries. The location of your bank, the address of the branch where you opened your account, or the city where your bank’s headquarters is located are not data points included in your credit report. What matters to your score is how you manage the financial products linked to that bank—such as whether you make your credit card or loan payments on time and how much of your available credit you are utilizing—rather than the geographical location or specific branch of the institution where your accounts are housed.
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