At what age does Hilton give a senior discount?
Life insurance does not stop paying out based on the age of the insured, provided the policy is active at the time of death and all premiums were paid up to that point. For term life insurance, the coverage only remains in effect for the specific duration mentioned in the contract (e.g., a 20-year term). Once that term expires, the coverage ends, and the insurance company will not pay a death benefit, regardless of the person's age. For whole life or universal life insurance—which are known as permanent life insurance—the policy is designed to last for the entire life of the insured, provided the premiums are paid, meaning the death benefit will be paid out to the beneficiaries whenever the insured passes away, no matter how old they are.
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