What's the downside of closed-end funds? What is the St. James Place scandal? What is the new charging structure for SJP? What is the future outlook for St. James's place? What is the difference between Vanguard and St James Place? What is the consumer duty at St James's Place? What is the average return on a pension? What happens if St. James Place goes bust? What does it mean if a fund is suspended? What are the top 5 performing mutual funds? What are the exit charges for SJP? What are the cons of using St. James Place? Is there anything better than Vanguard? Is there anything better than the S&P 500? Is the SJP property fund still suspended? Is St. James Place in trouble? Is my pension safe with St. James Place? Is my money safe with St. James Place? Is $100,000 enough to work with a financial advisor? How is St. James's Place rated by customers? How are SJP funds performing? Do I lose my money if a stock is suspended? Can you sell a suspended fund? Can you lose your pension if the stock market crashes? Are SJP funds poor value?