Every modern organization that handles sensitive customer data, employee records, proprietary intellectual property, or operates via networked computer systems should carry cyber insurance. This is particularly critical for businesses operating in sectors facing high cyber risk—such as healthcare, financial services, e-commerce, and legal consulting—as well as any enterprise whose daily revenue depends directly on uptime. Securing a policy safeguards working capital and ensures immediate access to professional forensic and legal crisis management resources during an attack.
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