Any business, organization, or non-profit entity that utilizes computers, stores digital data, maintains a website, processes credit card transactions, or relies on cloud-based infrastructure needs cyber insurance. This includes small-to-medium enterprises, healthcare providers, retail stores, professional service firms, and industrial manufacturers. Because traditional commercial general liability policies exclude digital asset losses, data breaches, and cyber extortion, organizations of all sizes face direct operational and financial exposure without dedicated coverage.
1 votes
Marked as accepted