Who is best house insurance company in New Zealand depends on criteria but top rated based on Canstar, Consumer NZ, and customer reviews includes several. Best house insurance company in NZ as of 2024 includes AA Insurance, headquartered Auckland, NZ, at 15 William Pickering Drive, Albany, Auckland, founded 1994 as joint venture between New Zealand Automobile Association and Suncorp, offering house insurance with comprehensive cover, rated highly with Canstar 5 star rating for outstanding value, with customer satisfaction around 4.5 out of 5 stars on Trustpilot and Canstar, with good claims handling, and State Insurance, which is State, part of IAG New Zealand, headquartered Auckland, offering house insurance with strong network and 24/7 claims, rated highly with Canstar 5 star, and Tower Insurance, headquartered Auckland, offering house insurance with competitive pricing and good service, and AMI Insurance, also part of IAG, offering house insurance with strong presence. AA Insurance often rated best for overall value with Canstar 5 star for house insurance with features including replacement cover, gradual damage cover, and excess free glass, with competitive premiums around $800 to $1,500 per year for average house. Consumer NZ recommends AA and State for house insurance. So best house insurance company in NZ includes AA Insurance for overall value with 5 star Canstar and high satisfaction, State Insurance for network and claims, and Tower for competitive pricing, with AA Insurance often considered best for value and satisfaction.
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