In standard insurance liability determinations and traffic adjudication frameworks, a motorist who reverses their vehicle into a stationary car is almost universally deemed 100 percent at fault for the collision. Under standard road code rules, a reversing driver has an absolute legal duty of care to ensure the path behind them is completely clear before executing the maneuver. If you were completely stationary and parked lawfully, the reversing driver's insurance company is legally liable to cover all property damage repairs to your vehicle.
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