Several Canadian provinces utilize variations of a no-fault auto insurance framework to streamline claims and reduce costly tort litigation, including Ontario, Quebec, British Columbia, Alberta, Manitoba, Saskatchewan, and all four Atlantic provinces (Nova Scotia, New Brunswick, Prince Edward Island, and Newfoundland and Labrador). Under these regional systems, motorists deal directly with their own insurance carriers for medical benefits and vehicle damage compensation regardless of who caused the accident, though specific rules governing the right to sue for bodily injury vary widely.
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