Yes, many insurance companies allow you to protect a no-claims bonus once you have accumulated a minimum threshold, which is commonly set at 3 or 4 consecutive years of claim-free driving depending on the insurer's underwriting rules. Purchasing this optional protection endorsement ensures that your current discount level is locked in. If you file an accidental or at-fault claim while holding the protection, your established multi-year discount is shielded from being forfeited or severely penalized upon your annual policy renewal.
1 votes
Marked as accepted