Affluent residents and high-net-worth individuals in Kentucky are predominantly concentrated within the most desirable neighborhoods and upscale suburban enclaves surrounding Louisville and Lexington. In the Louisville area, wealthy residents heavily favor historic and upscale neighborhoods such as Cherokee Gardens, Mockingbird Valley, and suburban Anchorage, which feature grand architectural homes and sprawling wooded lots. In the Lexington region, affluent families cluster around the prestigious horse farm country and exclusive residential developments in Fayette County.