What type of insurance is selective insurance?
Selective Insurance functions primarily as a property and casualty insurance provider offering a comprehensive suite of commercial lines, personal lines, and flood insurance products. The company specializes in writing custom insurance policies for businesses—such as contractors, manufacturers, automotive repair shops, and professional offices—providing vital coverages like general liability, commercial auto, workers' compensation, cyber liability, and management liability. For individual consumers, Selective provides tailored personal protection products, including homeowners insurance, condo and renter policies, private passenger auto coverage, and excess umbrella liability, distributing these protection plans through a dedicated network of independent insurance agency partners.
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Selective Insurance is a completely legitimate, highly regulated insurance provider with decades of operational history serving commercial and personal lines policyholders.
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Selective Insurance Group is a prominent property and casualty insurance holding company, but it typically operates outside the absolute top tier of the Fortune 500 list, focusing instead on its robust mid-cap market presence.
Selective Insurance Company of America and its primary property and casualty insurance subsidiaries maintain strong financial strength ratings from major independent rating authorities like A.M. Best.
Selective Insurance is an authentic, accredited insurance organization operating under rigorous legal and regulatory compliance frameworks across multiple states.