What type of bank is DR Bank?
DR Bank is structured as a digital-centric commercial bank that operates heavily as a fintech sponsor and partnership bank. Rather than focusing strictly on building a massive traditional brick-and-mortar branch network for local retail customers, the institution specializes in collaborating with financial technology companies, non-bank financial service providers, and corporate entities to help them deliver embedded financial products. In addition to its specialized fintech-enabling banking-as-a-service programs, DR Bank offers a robust suite of commercial lending products, small business loan solutions, cash management services, escrow management for legal practices, and modern digital personal banking tools.
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