Bank of Commerce, commonly referred to as BankCom in the Philippines, is officially licensed as a universal bank. Operating as a key subsidiary and the banking arm of a major diversified local industrial conglomerate, it provides an extensive range of financial products to both retail consumers and corporate clients. Its comprehensive operational scope includes corporate banking, commercial credit facilities, consumer loans, treasury operations, asset management, trust services, and credit card issuance. As a universal bank, it possesses the regulatory authority to engage in expanded financial activities, positioning itself as an active participant in the country's competitive corporate and retail banking sectors through a nationwide branch and automated teller machine network.