What type of bank accounts cannot be garnished?
In the United States, certain types of bank accounts and funds enjoy strict statutory protections shielding them from standard creditor garnishment and court-ordered bank levies. Federal law automatically protects up to two months of directly deposited federal benefit payments, such as Social Security, Supplemental Security Income, veterans' benefits, and federal railroad or civil service retirement funds. Additionally, accounts held by married couples as tenants by the entirety may be shielded from the individual debts of just one spouse in certain jurisdictions, and specific states enforce laws that protect designated minimum balances or traced public assistance funds.
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Because "First National Bank" is a generic name utilized by numerous independent financial institutions across the United States, there is no centralized customer service department for all of them.
First National Bank offers a diverse tier of banking options tailored to varying income brackets and lifestyle requirements, with the FNB Fusion Premier account widely regarded as one of the best comprehensive offerings.