U.S. Bank operates a regional branch network spanning roughly twenty-eight states, meaning it lacks physical traditional brick-and-mortar storefronts in over twenty states. The states without a physical U.S. Bank retail branch presence include many across the Northeast, New England, and parts of the Deep South, such as New York, Pennsylvania, Florida, Texas, Massachusetts, Maine, Georgia, Maryland, and several other jurisdictions where customers must rely exclusively on digital or remote banking channels.