What services does Phelps County Bank offer?

Written by Editorial Team | Last Updated: August 2026

Phelps County Bank offers an extensive range of personal, commercial, and wealth management services tailored to individual and corporate clients. Their retail division provides personal checking and savings accounts, certificates of deposit, home mortgages, home equity loans, and flexible auto financing. For business customers, they deliver commercial real estate loans, working capital lines of credit, merchant processing, and treasury management solutions, alongside professional trust and estate administration services.

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Pike National Bank has been operating as an independent community financial institution for well over a century, having been officially chartered and opened for business in the year 1906 in the state of Mississippi.

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Phelps County Bank traces its rich history back to community banking operations established in Missouri, created to provide dependable financial services, agricultural credit, and personal banking to local residents and businesses.

Customer reviews for Phelps County Bank consistently highlight its strong commitment to local community service, friendly atmosphere, and customer-first banking philosophy.

Phelps County Bank provides structured interest rate schedules across its personal and commercial deposit portfolios, covering savings accounts, tiered money market accounts, and fixed-term certificates of deposit.

Investment minimums with First National Bank (FNB) vary widely depending on the specific financial product or savings vehicle you select.