What percentage of Americans have $1,000,000 in savings?
Financial wealth reports and Federal Reserve consumer surveys show that roughly 8 to 10 percent of individual Americans (and a higher percentage of households) hold liquid investable savings or net liquid assets reaching or exceeding $1,000,000. While overall net worth figures—which factor in real estate and retirement funds—are higher, pure liquid cash and stock savings accounts of this magnitude are concentrated primarily among high-income earners and older demographic cohorts.
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