What lender is COF?

Written by Editorial Team | Last Updated: August 2026

COF is the standard stock ticker symbol used on the New York Stock Exchange to represent Capital One Financial Corporation, which operates as a massive bank holding enterprise rather than a traditional third-party mortgage lender alone. Capital One provides comprehensive consumer banking, commercial lending, auto financing, and credit card products to millions of customers. While it functions extensively as a major direct consumer and commercial lending institution, the abbreviation itself refers specifically to the parent financial corporation's publicly traded equity designation.

Related FAQs

COF is a versatile acronym used in diverse sectors, ranging from banking to environmental science.

Warren Buffett's investment vehicle Berkshire Hathaway owns shares of Capital One Financial Corporation as part of its multi-billion-dollar stock portfolio.

In financial terminology, corporate accounting, and banking economics, COF stands universally for Cost of Funds.

Capital One Financial Corporation is frequently evaluated as a compelling multi-year investment due to its prominent market share in credit cards, consumer banking, and commercial lending services.

Capital One and Citibank are entirely separate, independent corporate entities with no ownership connection, shared corporate parent, or direct operational link. Citibank is the consumer banking arm of Citigroup Inc.

In banking, commercial lending, and financial statement analysis, COF stands most frequently for the Cost of Funds.

The interest rate applied to a $100,000 loan depends entirely on the specific loan category—such as a home mortgage, home equity line of credit, commercial business loan, or unsecured personal installment loan—alongside the borrower's credit score, f...

COF is the official stock ticker symbol for Capital One Financial Corporation, a major diversified American bank holding company specializing in credit cards, auto loans, banking, and savings products.

In electronic payment processing, merchant acquiring, and digital transaction security, COF stands for Card-on-File.

Wall Street analyst sentiment toward Capital One Financial Corporation stock leans predominantly positive, with a consensus rating typically resting as a moderate or strong buy based on extensive market research.

In financial services and corporate banking terminology, a COF transaction typically refers to a financial operation associated with Capital One Financial Corporation or transactions categorized under the Cost of Funds accounting framework.

The acronym COF represents several prominent financial metrics, corporate entities, and technical terms across various industries. In banking and lending economics, it stands for Cost of Funds.

In the context of financial markets, COF is the widely recognized stock ticker symbol for Capital One Financial Corporation, a major American bank holding company specializing in credit cards, auto loans, and retail banking.

Capital One is widely recognized as an exceptionally strong and stable financial institution within the global banking sector.

"COF" in the context of loans and finance stands for "Cost of Funds." It is the interest rate that a financial institution pays to borrow the money that it subsequently lends to its customers.

As of August 2, 2026, Capital One is in the news for disclosing its decision to close over 300 bank accounts affiliated with the Trump Organization back in 2021.