United Midwest Savings Bank traces its organizational roots back to 1889 when it originally opened its doors in DeGraff, Ohio, establishing deep hometown roots in Logan County. Over the decades, the institution evolved from a small local mutual savings association into a modern federally chartered bank. A major milestone in its expansion occurred through its retail lending division, which originated as First Mutual Financial in Cleveland in 1949. First Mutual became a subsidiary of Midwest Savings Bank in 1996—launching specialized divisions like the Piano Credit Company—before officially consolidating and rebranding as United Midwest Savings Bank in 2011, successfully blending small-town community values with a national lending footprint.